Benefits at a glance

A home or investment home loan can be a big commitment. Which is why it should be flexible to adapt to your changing needs. The benefits and features of a HomePath loan give you that certainty. And peace of mind.

• Competitive interest rates

• No establishment fee¹

• No ongoing monthly fees

• You can borrow for different purposes at the same home loan rate

• You can transfer a HomePath loan to a new property, and save on fees and Government charges – it’s fully portable.

• You can apply online here, 24 hours a day, 7 days a week

• We give you a fast response to your loan application.

• Choose a loan term up to 30 years

• Choose a weekly, fortnightly or monthly repayment option to suit your budget²

• Make extra repayments whenever you want to pay your loan off sooner³

• Access your additional repayments whenever you need to³

• Repayments can be made via direct debit from your nominated bank account, or direct credit from your salary²

• Contribute as little as 5% of the value of the property⁴

• Minimum loan amount $10,000, with no maximum limit.

¹ For loans approved on or from 3 August 2004, a Deferred Establishment Fee will apply if the loan is repaid in full within four (4) years from the Funding Date.

² Not all options are available for interest only repayments.

³ For fixed interest rate loans additional repayments are limited and access to special repayments is not available during the fixed interest rate period.

⁴ Conditions apply.

The above information is subject to change without notice. Applications for finance are subject to HomePath's credit approval criteria where applicable. Full terms and conditions will be included in the Loan Offer. Other fees and charges are payable.